What is Insurance Bad Faith?
Lawyers will always tell you that an insurance company can make your life difficult in many ways. Some of these are just the usual ways that an insurance company will do business. In some cases, the insurance company may cross a line where its actions could violate state law. When that happens, you may have a bad faith claim against the insurance company.
The insurance company has certain legal obligations to policyholders and claimants. These principles are a part of contract law, which requires a duty of good faith and fair dealing. The opposite of this is bad faith, where the insurance company does what it can to renege on its contractual obligations.
Here are some examples of possible insurance bad faith:
- Extensive and unreasonable delays in processing and addressing a claim
- Unreasonably denying a claim that has merit
- Reading in provisions of the contract that never existed
- Unreasonably requesting excessive documentation
When you have an insurance bad faith case, your legal action would be against the insurance company itself. These damages would be over and above what you are entitled to as a result of your claim. The insurance company would need to pay the damages that its own actions have caused you, potentially including the emotional distress that you suffered from their unreasonable and illegal tactics. You may even be able to get punitive damages against the insurance company.
You do not have to just take what the insurance company gives you, both in terms of treatment and a low settlement offer.
Contact a Boca Raton Insurance Bad Faith Lawyer Today
The attorneys at Rubino Findley PLLC can help you recover top dollar for your personal injury claim and hold the insurance company accountable for bad conduct. To schedule your free initial consultation, you can call us at 561.220.0741 or send us a message online.