Blog - Page 17 of 26 - Rubino Findley

30Dec 2022 by Pat Geddie

Why Many People Need to Appeal Insurance Denials

When lawyers talk about insurance companies and the tactics that they use, it is not just a scare tactic to generate business. Lawyers know how difficult all insurance companies are because they see it every day. Insurance companies are for-profit businesses that try to profit at your expense. In Florida, insurance companies do not make as much money, so they use even more aggressive tactics. You may file one of a number of types of claims with the insurance company and are shocked to learn that it has been denied. The insurance company will often split hairs with the language of your coverage, and they may even read in requirements that are not there in the first place. The insurance company may have its own internal appeal process to review…

30Dec 2022 by Pat Geddie

Are You Closing on a Home? Do You Need a Real Estate Lawyer?

Uncategorized

The real estate closing process can be fraught with potential difficulties. The last thing you need when you are closing on a home is to have one of these hurdles sink your deal. Further, if something goes wrong during closing, you may find yourself on the hook if something goes wrong later. Hiring a real estate closing attorney is an investment that you make in your deal that could protect you from potential liability. Florida law does not require you to have an attorney when you close on a home. However, it is an investment that you should consider making, both to make things easier for you and to give you legal peace of mind. Your real estate attorney can begin to help you early in the process by reviewing…

30Dec 2022 by Pat Geddie

Do You Have a New Business Idea for 2023?

Business Law

Like many people, you may decide to pursue a new venture in the coming year by starting a business. You must prepare to start a new business, and that includes the legal infrastructure that you need in place for a company. When you are starting a business, it is not as simple as starting to market your product and making money. There are many choices that you must make and paperwork that you need to complete in order to begin the process. For example, you would need to choose the corporate form that works best for your situation. If you are working with someone else, you must have an agreement with them that details your rights and obligations. Then, you would need bylaws that would govern how you run your…

29Nov 2022 by Pat Geddie

Does Every Estate Need Probate?

Estate Planning

Probate is a word that strikes fear into the hearts of many families when they learn that they will have to go through the process. There can be delays and hassles before an estate is finally able to be closed and the property transferred to the heirs. Not every estate has to go through the probate process. Probate is the name for the legal process that validates the will and transfers title in the property to the heirs. If the property has already been transferred, there is no need for probate. Specifically, if a trust has already been established, probate would not be required. The trust is already in operation and holds title to the property. As soon as the trust is established and funded with property, it becomes the…

29Nov 2022 by Pat Geddie

Benefits of Outsourced General Counsel

Business Law

Hiring a full-time lawyer for your company means a major expense, between their salary and benefits. Many smaller companies have a need for legal work but not enough demand that justifies hiring someone on staff. Your company can still get legal help without the full expenses of hiring when you outsource your general counsel work. An outsourced general counsel will still be a partner to your business. They will get to know your company and needs. Your attorney would anticipate legal issues and provide you with the same services that an on-staff general counsel would. Having an attorney that knows your company will aid in your efforts at risk management. At the same time, you can focus on your core business while a qualified professional handles your legal needs. If…

29Nov 2022 by Pat Geddie

Breaking Up with Your Business Partner

Business Law

The old adage is that breaking up is hard to do. It is even more difficult when you are dealing with a business partner. You must protect your legal interests at a time when emotions may be raw while preserving the ability of your company to keep operating. Regardless of the corporate form of your business, a business breakup will be difficult. You will likely have some form of operating or partnership agreement that governs your relationship with your business partner. This document will control the dissolution process. If you have a partnership, a breakup may mean the end of your business arrangement. If you have an LLC or other type of corporation, you would consult the operating agreement for how the breakup is handled. There may be terms that…

20Oct 2022 by Pat Geddie

When Do You Need an Attorney for Probate?

Estate Planning

There is no requirement that you have an attorney for the probate process, but it would certainly make sense for your family under many circumstances. If your estate is complex, or if there are any gray areas, you would want an attorney. The executor may need advice about how to fulfill their role. They may have difficulty with a particular family member or want to know how they can fulfill their fiduciary duty to the estate. If the estate does not qualify for simplified procedures, you should certainly consider hiring an attorney. You would certainly need an attorney if there are any disagreements that could lead to a lawsuit. Family members could disagree over the will itself, with one possibly claiming that the will itself is invalid for one of…

20Oct 2022 by Pat Geddie

Ways to Value Your Business

Business Law

There may be certain occasions when you need to value a business. For instance, you may want to buy out a minority shareholder or carry out another corporate transaction. You may need to place a worth on the business for estate planning or family law purposes. Regardless of the reason, valuing a business is not always a straightforward calculation. There are a number of ways to come up with a business valuation. The most common business valuation method is discounted cash flow. You would estimate the amount of money that the business would generate in the future and discount it by a present value factor. The challenges are both estimating future growth and determining the right discount rate. Accountants may use the enterprise value for a business. This calculation involves…

20Oct 2022 by Pat Geddie

What is Insurance Bad Faith?

Civil Litigation

Lawyers will always tell you that an insurance company can make your life difficult in many ways. Some of these are just the usual ways that an insurance company will do business. In some cases, the insurance company may cross a line where its actions could violate state law. When that happens, you may have a bad faith claim against the insurance company. The insurance company has certain legal obligations to policyholders and claimants. These principles are a part of contract law, which requires a duty of good faith and fair dealing. The opposite of this is bad faith, where the insurance company does what it can to renege on its contractual obligations. Here are some examples of possible insurance bad faith: Extensive and unreasonable delays in processing and addressing…

03Oct 2022 by Pat Geddie

How Can A Lawyer Help at a Real Estate Closing

Real Estate

Hiring an experienced real estate lawyer can help protect your legal interests at closing. There could be a number of issues that arise that could either complicate the deal or pose a risk to your finances. An attorney can help you renegotiate if necessary or even negotiate to keep the deal as intact as possible in light of the challenges. Every real estate closing has numerous documents that must be reviewed before they can be signed. Do not make the mistake of rushing through these documents. Your legal rights are described in these documents, and any errors could cost you in the future. An attorney can review the document before you sign them. In addition, you may learn of defects in the title of the property during a title search…

Call Us Today

561.781.8250

Why Many People Need to Appeal Insurance Denials

Are You Closing on a Home? Do You Need a Real Estate Lawyer?

Do You Have a New Business Idea for 2023?

Does Every Estate Need Probate?

Benefits of Outsourced General Counsel

Breaking Up with Your Business Partner

When Do You Need an Attorney for Probate?

Ways to Value Your Business

What is Insurance Bad Faith?

How Can A Lawyer Help at a Real Estate Closing

Testimonial

REQUEST A CONSULTATION